Apple Pay is a convenient, fast and easy method to make payments through the web or contactless points in stores.

Today at WWDC 2017, Apple has announced the ability to make Apple Pay payments to your own contacts right in your iMessage app.

The money goes into an Apple Pay cash card, with the option to then use those funds through Apple Pay or transfer money into your bank account if you want to. It’ll basically work like PayPal, but a lot more seamlessly.